Trust Deed Forum - DAS- spouse credit rating
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Posted - 16 January 2022 :  20:12:21  Show Profile  Reply with Quote
Does me entering into a DAS have any impact on my spouses credit rating?
We don't have any joint accounts/loans etc....just a mortgage.

Many thanks.

TDA (Debt Adviser)
Trust Deed Expert

13939 Posts

Posted - 16 January 2022 :  20:26:06  Show Profile  Reply with Quote
Hi frenzy382,

You entering a DAS will not affect your spouse's credit rating. A credit rating is an individual matter.

However, it does sound like you have a joint financial arrangement (the mortgage) so there's likely to be a link showing between your credit reports.

This link will not affect your spouse's credit rating, but it's possible in theory that it might affect the willingness of some lenders to lend to them (if they decided to investigate that link).

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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