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Billyboy1
Advanced Contributor

63 Posts

Posted - 03 May 2021 :  23:21:11  Show Profile  Reply with Quote
Hi all sorry if this is a stupid question but my phone contract ended last july and was due an upgrade and just kept paying it on a monthly basis, but now iam looking at upgrading and want to take a new contract out, ive been in a ptd for over 2years now so my question is if a go for a new phone contract and they do a credit check will i basically get knocked back because of me being in a ptd, saves any embarrassment before i go into the shop,thank you in advance for any replys.

tigh
Regular Contributor

18 Posts

Posted - 03 May 2021 :  23:39:08  Show Profile  Reply with Quote
Hi Billyboy
We were in a Sequestration from November 2019 to November 2020, although we're still contributing for 4 years depending on our circumstances, but we renewed our contract for our mobile phone last year, without a problem. We stayed with the same company, but as far as I'm aware they still ran a check before we upgraded. It might depend on the company your contract is with. We're with 3, if that helps.
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Billyboy1
Advanced Contributor

63 Posts

Posted - 03 May 2021 :  23:57:50  Show Profile  Reply with Quote
Hi tigh thanks for a speedy reply iam with 3 aswell and have been with them for about 6years with no problems it was with being in a ptd now and running a credit check that was putting me off a bit incase i got knocked back because of being in a ptd,ive nothing to lose realy but wanted some info from the forum, thank you so much tigh.
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TDA (Debt Adviser)
Trust Deed Expert



13734 Posts

Posted - 04 May 2021 :  16:07:52  Show Profile  Reply with Quote
Hi Billyboy1,

We don't really hear that renewing mobile phone contracts is a major problem from members of this forum.

Sticking with an existing provider is probably a good course of action if they're offering a reasonable deal.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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Billyboy1
Advanced Contributor

63 Posts

Posted - 04 May 2021 :  18:05:14  Show Profile  Reply with Quote
Hi tda that sounds more reassuring for me thank you.
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