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Adam
Regular Contributor

22 Posts

Posted - 03 February 2021 :  04:02:17  Show Profile  Reply with Quote
Hi people
Can you tell me how long after my discharge will I be able to get the in default accounts removed from my credit score
I understand that my td must stay for 6 years is that the same for the others too

Thank you all

TDA (Debt Adviser)
Trust Deed Expert



13654 Posts

Posted - 03 February 2021 :  08:14:55  Show Profile  Reply with Quote
Hi Adam.

Defaulted accounts will remain on your credit file for six years from the date the default notice was originally issued.

Following discharge they should be marked as "satisfied" or "partially satisfied" which may be a little less damaging to your ability to obtain credit.

You may find sections 6 and 7 in the following article useful:

https://www.trust-deed.co.uk/repair-your-credit-rating.html

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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Adam
Regular Contributor

22 Posts

Posted - 03 February 2021 :  21:56:43  Show Profile  Reply with Quote
That's great thanks for te info
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