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Advanced Contributor

124 Posts

Posted - 16 February 2019 :  22:47:01  Show Profile  Reply with Quote
Hi all,

For those out there at wonder about the possibility of ever getting a mortgage after being in a trust deed

1. Next month, I will have been discharged for 3 years
2. On the same date, it will have been 7 years since i entered my trust deed
3. Last month, I got accepted for a mortgage of over 150k requiring only a 10% deposit

Donít despair, there is life after the trust deed process :)

Every end has a start !!

Kevin Mapstone
Trust Deed Expert

3715 Posts

Posted - 17 February 2019 :  21:54:23  Show Profile  Reply with Quote
Great news TimeLord - thanks very much for sharing it with us.

Recommended Partner & Trust Deed Expert - Ask me for help setting up a Scottish Trust Deed    
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Sharon Toal
Trust Deed Expert

351 Posts

Posted - 18 February 2019 :  08:31:11  Show Profile  Reply with Quote
That is fantastic news Timelord.

Congratulations on your new home and thank you for sharing such positive news on the forum.

Sharon is no longer posting in the forum.
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Advanced Contributor

200 Posts

Posted - 18 February 2019 :  15:34:21  Show Profile  Reply with Quote
Hi Timelord,

Thatís excellent news and Iím sure will give a lot of encouragement to other people considering their options to deal with their debts.

People are always worried about their credit ratings and trying to keep this intact but itís about focusing on getting out of debt and then building this back up.

There is always life after a Trust Deed and posts like this help reassure people.

Good luck in your new home and enjoy the house warming!
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Regular Contributor

20 Posts

Posted - 07 March 2019 :  20:07:38  Show Profile  Reply with Quote
That's great to hear. Myself and my husband are. Looking to move and we will be 7 years since we entered this November. We are just working hard to get everything in the best position before applying. Our credit rating are now stating
excellent or good so fingers crossed for us applying at the end of the year......

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